Terms of Use & Privacy Policy

This page outlines the Terms of Use and Privacy Policy governing your use of OrvinKimbrough.com, NIVRO AI™, The Thriver’s Path™, The First Move™, and any related websites, tools, courses, subscriptions, assessments, memberships, or services (collectively, the “Services”).

Please review these terms carefully before using our Services.

TERMS OF USE

1. ALL SALES ARE FINAL (NO REFUNDS)

All purchases of digital products, courses, memberships, subscriptions, and AI-powered services offered through OrvinKimbrough.com, NIVRO AI™, The Thriver’s Path™, and The First Move™ are non-refundable. By enrolling or completing a purchase, you expressly acknowledge and agree that:

No refund, credit, or chargeback will be issued for any reason
Access is granted immediately upon purchase
Non-use, dissatisfaction, or early cancellation does not entitle you to a refund

If you do not agree to this policy, do not complete your purchase.

1A. ACCEPTANCE OF TERMS

By accessing, purchasing, enrolling in, or using any of the Services, you agree to comply with and be bound by these Terms of Use and the Privacy Policy below. If you do not agree with these terms, you must discontinue use of the Services.

2. PURPOSE AND SCOPE OF SERVICES

Our Services are designed to provide educational, coaching, leadership development, and personal growth content, grounded in faith, purpose, and lived experience. All content—including written materials, videos, courses, AI-generated insights, coaching reflections, and assessments—is provided for educational and informational purposes only and does not constitute legal, financial, medical, psychological, or professional advice.

You are solely responsible for how you apply any insights or information obtained through the Services.

3. USER RESPONSIBILITIES

You agree to use the Services lawfully, respectfully, and responsibly.

You may not:

Upload, share, or input unlawful, harmful, abusive, or infringing content
Violate the rights of others
Attempt to reverse-engineer, disrupt, manipulate, or misuse our systems, AI tools, or platforms
Circumvent access controls or subscription restrictions

We reserve the right to suspend or terminate access for violations of these terms.

4. INTELLECTUAL PROPERTY

All content, materials, frameworks, AI tools, trademarks, logos, course materials, and proprietary methods—including NIVRO AI™, The Thriver’s Path™, and The First Move™—are the intellectual property of Orvin Kimbrough or its affiliates.

You are granted a limited, non-transferable, non-exclusive license to access materials for personal learning and growth only.

You may not copy, reproduce, distribute, resell, publish, or create derivative works without express written permission.

5. AI AND COACHING DISCLAIMER

AI-generated responses and coaching reflections are intended to support personal insight and reflection, not to replace human judgment, professional counsel, or individualized advice. Outputs from NIVRO AI™ should be interpreted as guidance, not directives, and users remain fully responsible for decisions and actions taken.

6. THIRD-PARTY PLATFORMS

Our Services may be delivered through third-party platforms, including but not limited to Thinkific, Squarespace, Stripe, and analytics providers. We are not responsible for outages, interruptions, data loss, or technical issues originating from third-party platforms.

7. LIMITATION OF LIABILITY

To the fullest extent permitted by law, OrvinKimbrough.com, its affiliates, and representatives shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from your use of—or inability to use—the Services.

Use of the Services is at your own risk.

8. TERM MODIFICATIONS

We may revise these Terms of Use at any time. Continued use of the Services following any update constitutes acceptance of the revised terms.

9. SUBSCRIPTION, BILLING & REFUND POLICY

All sales are final.

Enrollment in The Thriver’s Path™, The First Move™, and any associated digital courses, memberships, subscriptions, or AI-powered services is non-refundable.

All sales are final. We do not issue refunds, credits, or chargebacks for any reason, including but not limited to:

Non-use of the Services
Changes in personal circumstances
Dissatisfaction with content
Early cancellation of a subscription

By completing your purchase, you expressly acknowledge and agree that all sales are final and that no refunds, credits, or chargebacks will be issued.

10. SUBSCRIPTION TERM AND ACCESS RIGHTS

If you enroll in a fixed-term subscription (e.g., 12 months), you retain access through the end of that term, even if you cancel prior to renewal. Early cancellation prevents renewal but does not shorten or terminate your current access period.

11. NO PAUSES, PRORATED REFUNDS, OR PARTIAL CREDITS

We do not offer:

Subscription pauses or freezes
Prorated refunds
Partial credits
Mid-term cancellations that reduce payment obligations

Your purchase grants immediate access to proprietary content and represents full commitment to the selected term.

12. BILLING AUTHORIZATION

By enrolling, you authorize us and our payment processors to charge your payment method for the full subscription amount and any applicable renewals unless canceled before the renewal date.

13. GOVERNING LAW

These Terms are governed by and construed in accordance with the laws of the State of Missouri, without regard to conflict-of-law principles.

PRIVACY POLICY

1. OVERVIEW

This Privacy Policy explains how we collect, use, store, and protect information when you access or use our Services. By using the Services, you consent to the practices described in this Privacy Policy.

2. INFORMATION WE COLLECT

Log and Usage Information - Browser type, IP address, device identifiers, access times, pages viewed, referring URLs, and usage patterns.
Account Information - Name, email address, username, password, and related account details.
Transactional Infor
mation - Purchases, subscriptions, payment details (processed securely by third-party providers), and purchase history.
Cookies and Tracking Technologies - We use cookies and similar technologies to operate and improve our Services. You may disable cookies via browser settings, though functionality may be affected.

3. HOW WE USE YOUR INFORMATION

We use collected information to:

Provide and improve Services
Process transactions and deliver content
Communicate service-related updates
Respond to inquiries and support requests
Prevent fraud and misuse
Analyze usage trends and performance

We do not sell personal data.

4. AI-GENERATED INTERACTIONS

Conversations with NIVRO AI™ may be stored temporarily for quality assurance and system improvement. AI interaction data is never sold and is not used to train public or external AI models. You may request deletion of AI chat history or assessment data at any time.

5. HOW WE MAY SHARE INFORMATION

We may share information:

With trusted service providers under confidentiality agreements
During a business transition (e.g., merger or acquisition)
To comply with legal obligations
With your explicit consent

6. DATA SECURITY

We implement commercially reasonable safeguards to protect your information. However, no system is completely secure, and absolute security cannot be guaranteed.

7. DATA RETENTION

We retain personal information only as long as necessary for legitimate business, legal, or operational purposes. AI and assessment data is retained for up to 12 months, unless deletion is requested sooner.

8. CALIFORNIA PRIVACY RIGHTS (CCPA)

California residents may request access to or deletion of personal information, subject to verification and legal exceptions. We do not discriminate for exercising these rights.

9. AGE RESTRICTIONS

Services are intended for users 18 years and older. We do not knowingly collect data from children under 13.

10. AI ETHICS & TRANSPARENCY

Our AI tools are designed to support human flourishing, integrity, and purpose. We will always disclose AI use and remain committed to ethical, values-aligned deployment.

11. PRIVACY POLICY CHANGES AND UPDATES

We may update this Privacy Policy periodically. Continued use of the Services constitutes acceptance of changes.

12. INTERNATIONAL DATA TRANSFERS

Information may be stored or processed in the United States. By using the Services, you consent to such transfers.

13. CONTACT US

For questions about these Terms or Privacy Policy, contact:

Email: info@orvinkimbrough.com
Website: https://www.orvinkimbrough.com/contact